Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Dig Out After a Blizzard
Posted: January 17, 2022
How To Dig Out After a BlizzardIf you live in an area that regularly sees snow, clearing the driveways and sidewalks after a winter storm is a regular part of life. But when severe winter weather strikes, and the snowfall is measured in feet instead of inches, digging out becomes a lot more work. Even if the weather caught you off guard, you’ll still have to brave the cold and...
Term Life Insurance: How Long Should My Coverage Last?
Posted: November 19, 2021
Term Life Insurance: How Long Should My Coverage Last?Here’s an obvious statement: the costs of day-to-day living can add up fast. That’s why life insurance is so important. It allows you to protect your family when you’re gone. Think of the impact of losing not only your income but all the other contributions you make to the family. Could they cover the mortgage or monthly bills without you? Do you have enough saved...
What Is A Personal Umbrella Policy?
Posted: November 16, 2021
What Is A Personal Umbrella Policy?I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...
Life Insurance and Health Conditions: A Deal Breaker?
Posted: October 19, 2021
Life Insurance and Health Conditions: A Deal Breaker?Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...
Can Life Insurance Cover Student Loan Debt?
Posted: October 13, 2021
Can Life Insurance Cover Student Loan Debt?What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...