If you’re considered a high risk driver and have had your driver’s license suspended, a court may require you to carry what’s known as an SR-22, in order to have your driving privileges reinstated. SR-22 is often required following an uninsured car accident or conviction of another traffic-related offense, such as a DUI.
An SR-22 document states that you are financially responsible, meaning that you carry at least Illinois’s minimum liability limits. Usually, you would be required to carry SR-22 for three years. Otherwise, you may risk having your license suspended.
Your insurance company will submit proof to the Secretary of State that you are maintaining the required coverage. However, if an SR-22 should expire or be canceled, your insurance company is required to issue an SR-26 form, which notifies the Secretary of State that the policy has been cancelled.
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