Welcome to Formea Insurance Group, Inc.

Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance For Chatham and All of Illinois

Tracy Formea founded Formea Insurance Group, Inc. in 2003. As an independent insurance agency located in Chatham, Illinois, Formea Insurance Group, Inc. offers numerous high rated insurance carriers to each client.

Being independent means we are not obligated to any one company, just our client! This gives us the ability to find the best insurance coverage to fit their needs at the most affordable rate! Our companies offer insurance for your home, auto, business, rental property, motorcycle, RV, boat, ATV, mobile home, classic cars, special events and more!

An Independent Advantage

We are Independent Agents in Chatham, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Formea Insurance Group, Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Recent Blog Posts

What’s a Home Inventory, and Why Do I Need One?

Posted: March 21, 2019

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two ... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly... Read Article

Is Auto Insurance Tax Deductible? It Depends

Posted: March 15, 2019

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use the car and other factors. For specific questions about your own taxes, consult... Read Article

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